Important Disclosure. Please Read Carefully.
Cash advance loans should not be used as a long-term financial solution. If you are experiencing credit difficulties, please seek credit counseling. This website operates as a service that connects consumers to its network of lenders ("participating lenders"). MyLinkClick.com refers consumers to potential lenders for loans up to $15,000 (depending on State Regulations). Please note that not all lenders will be able to provide loans up to $15,000.
MyLinkClick.com is not a lender and does not make credit decisions. MyLinkClick.com connects interested persons with lenders from its network of approved lenders. MyLinkClick.com does not control and is not responsible for the actions or decisions of any lender, is not an agent, representative, or broker of any lender, and does not endorse any lender.
No Guarantees:
We do not guarantee the success of any loan application or the terms offered by any lender. Your experience with any lender connected through this website is solely between you and the lender. MyLinkClick.com is not liable for any actions, omissions, or failures of lenders, including but not limited to delays, fees, non-payment, or any unfavorable loan terms. Submitting your information online does not guarantee loan approval. You may exit the process at any time as you are under no obligation to accept any loan offered. For specific details regarding your loan, please contact your lender directly.
Revenue Disclosure:
MyLinkClick.com earns compensation from advertisers and participating lenders based on the advertising services provided. MyLinkClick.com is a free service and will never charge you for connecting with a lender or financial provider.
This service may not be available in all states. Residents of Arkansas, New York, Vermont, and West Virginia are not eligible to use this service to request a loan. By using this website or service, you represent that you are at least 18 years old, a resident of the United States, and not a resident of any state where the loan product you are applying for is prohibited.
In some cases, you may be connected with tribal lenders. Tribal lenders are subject to tribal laws and certain federal laws while being immune from state laws, including usury caps. Tribal lenders may charge higher interest rates than state-licensed lenders, and disputes with these lenders may be resolved in tribal jurisdictions. We strongly encourage you to read and understand all loan terms, whether from state-licensed or tribal lenders, before accepting a loan offer.
MyLinkClick.com does not pull your credit or assess your creditworthiness. However, responsible lenders may perform credit checks using major credit bureaus such as Experian, Equifax, or alternative credit sources such as Teletrack. By submitting your information to MyLinkClick.com, you authorize participating lenders to verify your identity and creditworthiness through such checks.
Advertiser Disclosure
This website is supported by advertising, and MyLinkClick.com may receive compensation from the companies whose products are presented on this site. Compensation may impact the placement and order in which products appear. MyLinkClick.com does not include all loan companies or all available loan offers. Please be aware that our relationships with advertisers do not influence our recommendations or the content provided. All loan decisions and terms are determined solely by the lenders based on their own criteria and policies.
Representative Example
For example, if you borrow $5,000 with an 8% origination fee ($400) on a 48-month repayment term at a 19.25% APR, the monthly repayment would be $134.16, with a total repayment of $6,439.50. The total interest paid would be $1,039.50.
Important Information
MyLinkClick.com cannot supply you with an exact Annual Percentage Rate (APR) for loans offered through the site. APRs depend on various factors, including your creditworthiness, the lender’s policies, and the loan term. Specific loan details, including the APR, fees, and terms, will be provided by your lender during the loan agreement process. APRs for loans can range from 5.99% to 35.99%, with terms from 61 days to 84 months. Loans from states without caps or from banks not governed by state laws may carry higher APRs.
Implications of Late and Non-Payment
- Late Fees: Lenders may charge late fees or non-sufficient fund fees if payments are not made on time.
- Credit Reporting: Failure to repay your loan can negatively impact your credit score and may be reported to major credit bureaus.
- Automatic Renewal: Some lenders may renew your loan automatically if it becomes past due, which could result in additional charges.
- Non-Payment Consequences: Non-payment may result in debt collection practices. Please review your loan agreement carefully before e-signing it.
Loan Connect Service
MyLinkClick.com operates a loan connection service through its network of participating lenders. We connect consumers with potential lenders for loans up to $15,000 (depending on State Regulations). Not all lenders can offer the maximum loan amount.
Cash advance loans are short-term financial solutions and should not be considered for long-term financial needs. Please be aware that certain lenders may not perform credit checks using the traditional credit reporting bureaus (Equifax, TransUnion, and Experian) but may use alternative sources for credit assessments.
MyLinkClick.com does not offer cash advance loans in certain states, including Arizona, Arkansas, Georgia, Massachusetts, New York, Ohio, Pennsylvania, Virginia, and West Virginia. Services and loan offers are void where prohibited by law.